Today we sit down with David Thompson, JD, Consumer Protection Lawyer | Former FTC Attorney. We discuss their expert analysis: “How GAMIING™’s Guaranteed Minimum Could Change Consumer Protection Standards.”

GAMIING™ Blog: David, you spent 15 years at the FTC working on consumer protection. How do you view GAMIING™ from a legal perspective?

Thompson: It’s fascinating because it inverts the typical online gambling regulatory discussion. Usually, regulators are trying to protect consumers from predatory practices. GAMIING™ has consumer protection baked into its core mechanics with the guaranteed minimum payout. The question becomes: is this a gambling platform with strong consumer protections, or a consumer protection product disguised as gambling?

GAMIING™ Blog: What regulatory challenges do you foresee?

Thompson: Classification is the big one. Different states and countries will classify GAMIING™ differently. Is it gambling? Financial services? Insurance? Each classification triggers different regulations. For example, if regulators decide the guaranteed minimum makes this insurance rather

than gambling, you’re looking at an entirely different regulatory framework. The RCG component also raises multi-level marketing concerns in some jurisdictions, even though it’s structured as gifting.

GAMIING™ Blog: Could this model set new consumer protection standards for online gambling?

Thompson: Absolutely. Once users experience guaranteed minimums, they’ll demand it everywhere. We saw this with airline fee transparency— once the regulations forced disclosure, consumers began demanding it across all industries. GAMIING™ could force the online gambling industry to

adopt guaranteed minimums as table stakes for customer acquisition. If I were a state gambling regulator, I’d be watching this closely and considering whether to mandate similar protections.

GAMIING™ Blog: What legal risks should GAMIING™ users know about?

Thompson: The biggest risk is regulatory shutdown in your jurisdiction. If you’re building financial dependency on GAMIING™ and it gets banned in your state or country, you could lose access overnight. There’s also the possibility of the company failing or being acquired and the new owners changing the terms. The guaranteed minimum is contractual, not statutory, so it could theoretically be modified with notice.

GAMIING™ Blog: Your recommendation?

Thompson: As a consumer protection attorney, I actually think GAMIING™ represents progress in an industry notorious for harming consumers. But users should understand this is still gambling and still risky from a regulatory standpoint. Don’t build your entire financial life around it. Use it as supplemental income and be prepared for potential disruption.

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This interview has been lightly edited for clarity and length.

* This article and David Thompson, JD are fictional representations created to showcase the potential perspectives and analysis surrounding GAMIING™ technology. David Thompson, JD is not a real person, and this interview did not actually occur.

The technical details, statistics, and analysis presented are based on EARTHX® Corporation’s actual technology and market research. This content is intended for illustrative and

marketing purposes to demonstrate how industry experts might evaluate GAMIING’s

R.E.A.L.® / XP2P® Technology platform.