Today we sit down with Dr. Rachel Morrison, PhD, Gaming Psychology Researcher | Oxford University. We discuss their expert analysis: “The Psychology of GAMIING™’s Guaranteed Minimum: Why It Might Reduce Problem Gambling.”

GAMIING™ Blog: Dr. Morrison, you study the psychology of gambling addiction. How does GAMIING™’s model affect the psychological drivers of problem gambling?

Morrison: The guaranteed minimum fundamentally changes the psychological dynamic. One of the most powerful drivers of problem gambling is loss-chasing: the desperate need to ‘win it back’ after a loss. When you can lose 100% of your stake, that desperation intensifies. But when you know you’ll get at least 10% back no matter what, it reduces that panic. You’re not chasing to avoid total ruin—you’re playing within defined boundaries.

GAMIING™ Blog: What about the automatic credit refresh from the RCG

system?

Morrison: That’s even more interesting psychologically. Traditional gambling requires repeated active decisions to deposit more money. Each deposit is a moment where the gambler has to confront their losses and make a conscious choice to continue. Those decision points are where people sometimes stop and seek help. GAMIING™’s auto-refresh removes

those decision points. That could be good—less active loss-chasing—or bad— less natural stopping points. My hypothesis is it’s net positive because the credits come whether you gamble or not, removing the ‘I need to win back my deposit’ psychology.

GAMIING™ Blog: Does this model enable or prevent problem gambling?

Morrison: It’s nuanced. On one hand, the guaranteed minimum and no- deposit structure should reduce the most destructive patterns. On the other hand, the ease and regularity of play could enable compulsive behavior in different ways. The psychological research is clear that the best protection against problem gambling is strict loss limits and mandatory breaks. GAMIING™ has loss limits (you can only lose 90% per cycle) but the automatic refresh could encourage continuous play. I’d want to see data on actual user behavior over 12-24 months.

GAMIING™ Blog: What protections would you recommend GAMIING™

implement?

Morrison: Several things: mandatory cool-down periods between cycles, visible tracking of total time and money spent, easy access to self-exclusion tools, and most importantly, integration with problem gambling resources. They should proactively identify users showing compulsive patterns and intervene with support resources. The guaranteed minimum reduces financial harm, but psychological harm can still occur.

GAMIING™ Blog: Your verdict as a psychologist?

Morrison: GAMIING™ is a significant improvement over traditional online gambling from a harm-reduction perspective. But it’s not a panacea. People can still develop unhealthy relationships with gambling even with protections. I’m cautiously optimistic, but the platform needs robust responsible gambling tools and ongoing research into user behavior patterns.

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This interview has been lightly edited for clarity and length.

* This article and Dr. Rachel Morrison, PhD are fictional representations created to showcase the potential perspectives and analysis surrounding GAMIING™ technology. Dr. Rachel Morrison, PhD is not a real person, and this interview did not actually occur.

The technical details, statistics, and analysis presented are based on EARTHX® Corporation’s actual technology and market research. This content is intended for illustrative and

marketing purposes to demonstrate how industry experts might evaluate GAMIING’s

R.E.A.L.® / XP2P® Technology platform.